Terms and conditions

Version prepared on September 10, 2026.

The service

Cumbre Research offers financial research and query tools. Each report identifies its date and access level. Data availability depends on the information incorporated and reviewed; missing values are shown as N/A.

Free and Pro accounts

The free account allows access to reports enabled for that level, viewing available financial statements and ratios for the last period, and saving reports to a personal list. The Pro account includes reports restricted to that plan, historical ratios, and valuation and scenario tools when they become available to the company.

Historical data and assumptions are not available to all companies equally. Courses, broker connections, and the document assistant are not included in the current access unless specifically offered.

Price, payment and renewal

The plans page and subscription confirmation must state the total price, currency, applicable taxes, and subscription frequency. The proposed Pro subscription uses automatic monthly renewal through Mercado Pago, according to the authorization granted at the time of purchase.

Pending verification in production: Final amount including taxes, receipt, billing date, notification of price changes, handling of rejected payments, and access period after cancellation. This local copy does not process payments.

Account usage and scenarios

Keep your credentials secure. Notes and scenarios are linked to your account. A personal scenario does not modify the original report or the assumptions of other subscribers. If you suspect unauthorized access, change your password and contact the site administrator.

Cancellations and consumer rights

Cancellation of renewal, cancellation of a contract, and data deletion are separate requests. See the "Cancellations and Cancellations" page for details on each. These terms and conditions do not limit your statutory rights.

Service updates

Any changes to the content, features, or these terms must be identified with their date. Changes affecting an existing subscription must be communicated through a method that allows for a record to be kept. They are not considered retroactively accepted simply by publishing a new version.

Contact and review

Contractual manager and customer service channel: pending completion. Before launch, the terms of service must be confirmed and their correspondence with the actual operation of the service.